Классификация страховых отношений


 

Классификация корпоративного страхования представляет собой систему деления страховых отношений складывающихся в процессе предоставления страховой защиты предприятиям и организациям по разным классификационным признакам. Представим классификацию корпоративного страхования на рис. 1.

По форме
По методам страховой защиты
По срокам
По системам страховых выплат
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Обязательное страхование
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Добровольное страхование
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Двойное страхование
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Перестрахование
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Сострахование
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Страхование
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Взаимное страхование
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Самострахование
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Краткосрочное страхование
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Долгосрочное страхование
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Страхование по системе первого риска
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Страхование по системе пропорциональной ответственности
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Страхование по системе предельной ответственности
Корпоративное страхование
По отраслям
По объектам
Личное страхование
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Страхование имущества
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Страхование ответственности
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Личное страхование
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Имущественное страхование
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Страхование рисков

Рис. 1. Классификация корпоративного страхования

Классификация корпоративного страхования по отраслям представляет собой систему деления корпоративного страхования на отрасли, виды и разновидности страховых отношений по страховой защите предприятий и организаций (таблица 1).

Отрасль страхования - это звено классификации страхования, характеризующее в широком смысле слова страхование жизни и здоровья человека, материальных ценностей, обязательств страхователей перед третьими лицами.

Вид страхования представляет собой часть отрасли страхования. Он характеризуется страхованием однородных имущественных интересов.

Разновидности страхования - это страхование однородных объектов в определенном объеме страховой ответственности.

Таблица 1.



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